Former Professor of Finance, IIM Bangalore. He is also member of NSAB.

Contributions 
Current Conflict is Essentially between Global and Local The western world view has dominated for the last 200 or so years and hence their idea of “modern man’ is accepted as the “idea”. It is supposed to transcend territories and cultures. It assumes that “one size” fits all and enunciates “...

Mobiles may make Banks Extinct The mobile phone is now being used for small-time financial activities, such as information on prices, billing settlements, etc. We have service providers like Air Tel/Jio providing internet based TV channels which will provide competition to Dish TV...

The Craze for Big banks Now the clamor is for big, bigger and biggest. Particularly in the banking sector. After the merger of subsidiaries with SBI there is a talk of merging other banks. The chief of Kotak opines that five banks will only remain in future. This craze f...

War Clouds over Europe: Are we prepared? 2013 One wrote in 2013 about “Europe Going Down”, that ‘as Europe goes down we need to be prepared for consequences’. To quote: “The European economic and social crisis is becoming worse with each passing day”. One bus...

Demonetization: Restoring Probity in public Life The dramatic announcement by the Prime Minister on the 08-11-2016 regarding De-monetising Rs 500 and Rs 1000 notes from the midnight of the same day has electrified the national mood and has altered the paradigm of public life. All black money is ...

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